People with poor credit can apply for loans anywhere. If you are wondering where to apply so that you can get approved for a loan that is something different. Most banks will not approve people with poor credit for any type of loan. Credit Unions are generally much more lenient on lending to those with poor credit so that would be the first place to start. If a credit union doesn't work for you then the next place to try is a finance company, while they charge much higher rates than other places they also have much more lenient requirements because they make up for this with higher rates. If you can't get a loan through a finance company then your last chance would be a family member or friend, other than that there are not many options for you.